The year is coming to a close, making it crucial to make the most of your vision benefits and Flexible Spending Account (FSA) funds before they expire.
At Advanced Eyecare, LLC in Pearl River, we want to help you take advantage of what you’ve already earned.
Whether it’s through your vision insurance or FSA, there are many ways for you to save on essential eye care services before the year ends.
Vision Benefits vs. FSA: What’s the Difference?
Understanding how your vision benefits differ from FSA funds can help you better plan for your eye care needs.
Vision Benefits: Typically included as a part of your vision insurance plan, they cover services like eye exams, prescription glasses, and contact lenses. Vision benefits can be offered through your employer or purchased individually from an insurance provider.
FSA (Flexible Spending Account): This is a pre-tax benefit account that many employers offer. It allows you to set aside a portion of your earnings to pay for qualified medical expenses, including vision care. However, like vision benefits, FSA funds usually do not roll over into the next year, and any remaining balance will be lost if not used by the end of the year.
By understanding the differences between these financial resources, you can ensure that you make the most of what you’ve paid for.
What You Need to Know About HSA Funds
Unlike FSA funds, HSA funds do roll over into the next year. These funds are linked to high-deductible health plans and offer flexibility when it comes to saving for future medical expenses, including vision care.
While there’s no rush to use your HSA funds by year-end, making use of them now can help cover out-of-pocket costs for eye care services like eye exams and even treatments for various eye conditions.
Eye Care Services Covered by Vision Benefits and FSA Funds
At Advanced Eyecare, LLC , we offer a range of services that can be covered by your vision benefits or FSA funds. By using these benefits before they expire, you can take care of your eye health while saving money.
Comprehensive Eye Exams: Regular eye exams are essential for maintaining good vision and detecting potential problems early. Most vision insurance plans cover the full or partial cost of an annual exam, and FSA funds can also be used to cover out-of-pocket expenses.
Prescription Glasses and Contact Lenses: If you need to update your prescription or want a new pair of stylish frames, your vision benefits often include allowances for glasses and contact lenses. FSA funds can also be used to purchase prescription eyewear, making this the ideal time to refresh your look or stock up on contact lenses.
LASIK Consultations: If you want to experience life with little dependence on glasses or contacts, LASIK is a great way to explore your options for permanent vision correction. Although vision insurance typically doesn’t cover the full cost of LASIK, you can use your FSA funds to offset the expense.
Request an Appointment in Pearl River
Advanced Eyecare, LLC is here to help you make the most of your vision benefits and FSA funds before they expire. Schedule your appointment with us today to ensure your vision remains healthy and clear as you head into the new year.
